The legalization of marijuana in states across the nation had led to an increase in demand for cannabis production on a number of different levels. The potential for hemp to be used as an industrial product in foods, as a natural biofuel, and as a medicinal supplement has created a new cash crop for the agricultural industry. However, the processes of growing, harvesting, and production present several liabilities that are problematic for the industry.
The Job of Hemp Harvester
Out of all the coverages for hemp harvesters, a general liability policy addresses the most common risks. Harvesters aren’t always growers, but after the cannabis plant has reached its desired growth, a harvester takes to the field with a combine tractor. The hemp seed is gathered and cleaned to remove any leaves, stocks, and immature seeds from the plant. The hemp seed is moved to a grain bin until it is shipped.
Harvester liabilities include the operation of machinery, product liability, property damage, employee injury, and the loss of the crop itself. When the harvester is also the farmer, planting the crop and waiting on growth can bring additional challenges. Loss of a crop can create problems for manufacturers, transport services, and suppliers.
Protecting Their Job
To account for the loss that these duties and relationships present, hemp harvesters need to purchase insurance. An agent can explain which coverage options address the specific risks of harvesting and distributing hemp.