As a golf course owner, you face unique risks in your day-to-day operations. Concerns about property damage, weather-related events and liability issues must be addressed head-on before it’s too late.
Golf Course Insurance Needs
No two businesses are exposed to the same risks, so it is critical to discuss your golf course insurance program needs with a knowledgeable professional. They will review your business plan to help you decide what coverage is necessary.
Typical insurance packages center around two main concerns.
- Property Coverage – This plan protects your buildings and grounds when disaster strikes. Furniture and equipment are also covered. If you live in or near a flood zone, you should strongly consider an additional flood insurance plan.
- Liability Protection – If a patron is injured on your property, this plan helps to cover their medical bills. It also pays for potential legal fees and court settlements. Workers compensation coverage, which is required in most states, protects your workers if they are injured at work. You should also consider professional liability insurance if you employ a golf professional.
Considerations for Other Golfing Entities
In addition to golf courses and country clubs, golf management companies and resorts need similar coverage to protect their investments.
Protect your business in any circumstance with a comprehensive golf course insurance plan.