Boat Insurance

Four Things to Consider Before Purchasing a Sailboat

Sailing lets you capture a little of the old world with all the luxuries of the modern world. Before you buy your first boat, you need to consider a few things such as sailboat insurance, budget, use, and location.


Boat insurance is necessary to protect your investment whether at the dock or on the open seas. The insurance protects the property and the liabilities should an accident occur, according to


You should know how much you can reasonably afford to spend before embarking on a search. This budget should include the cost of the boat, insurance costs, and outfitting costs. You may need to charter other people’s boats while building up your money to buy your own.


How you plan to use the sailboat can have a huge impact on the type of sailing boat you need. Where you plan to use it can also impact what type of vessel to buy. Think about the various categories of use and then apply that to your search.


Be realistic about where you plan to use your boat and where the boat you want to buy is. If you plan to sail the South Pacific, then a trip to Thailand to buy a vessel may be worth it. Or it may not.
Researching and buying your first sailboat can be a fun task. Consider the various costs such as sailboat insurance before settling on one.

Henry Henrynms (Author)