Once freight and other commodities are in your hands, getting it to its destination safe and sound is in your hands. Luckily, finding the right coverage is as easy as getting connected and searching for a cargo insurance quote online. This not only helps you find the right kind of policy but also helps you determine what your needs are.
What Is Cargo Insurance and Who Needs It?
Anyone who transports any form of goods should seek this type of insurance. Whether a single driver or a fleet owner, this liability coverage helps protect cargo while in your care. It can cover costs from unforeseen circumstances such as:
- Traffic accidents
- Collision of cargo in transit or warehoused
- Accidental dumping
How Do I Get the Right Policy?
The easiest way to find the right coverage is to get a cargo insurance quote online. Tools are available to help you find the right amount of coverage at a cost that reflects your transportation operation. A number of elements can affect the cost of this type of insurance including:
- Limit coverage—how much insurance pays for lost or damaged goods
- Deductible—out-of-pocket cost for a claim
- Fleet size
- Type of cargo transported
It’s also important to understand what is not covered. Different policies may have exclusions that leave you uncovered in certain situations. Most insurance can be tailored to provide coverage for your unique operations.
Don’t hit the road alone. Finding a cargo insurance quote online is easy and can help keep your business trucking.