Concert production comes with unique benefits and risks. Most people that do produce events are very passionate about their creations. The musicians are indeed talented, but there is also a special art to creating a great event. It wouldn’t be a very good event if a musician was just strumming a guitar in a flat field, without any marketing to get people there and without any structure or video for people to see the musician, and without any equipment for people to hear the musician. There is definitely a talent to putting all those details together to make something awesome. All those little details lead to a big production and you need concert insurance to protect your investment.
You make detailed plans for the big show. You want the musicians to be seen, heard and felt. You want the audience to be thrilled and comfortable. You make plans that include location, structures, equipment, crew, lights, sound, rigging, seating, and musician needs. This is just a brief summary of the some of the elements. Now you need to secure concert insurance from a company that is experienced in concerts and all these elements. You need someone who knows the unique risks that come with a production. Sure, lightening may not strike anyone but the risk alone can cause an event to be shut down and without liability insurance you could be sunk by all those losses.