If your central Indiana small business needs insurance, you might consider a Carmel commercial package policy. A standard business owner’s policy includes many coverages that just aren’t relevant to a small business. For example, if your small business is a sole proprietorship, you have no need of coverage that will help you keep making payroll in the event that business must be suspended due to damage, theft or any other unfortunate circumstance.
Instead, the kind of policy that would be most useful to a small business is the kind of policy that can be crafted to meet that business’s specific needs. Perhaps your small business simply needs property coverage and general liability. Or maybe your small business is in an area where crime statistics are high and you’d like extra coverage for damages relating to that criteria in addition to the property coverage and general liability.
If these are the kinds of insurance needs your small business has, you’re in luck. Many companies will allow you to build a custom policy by bundling together only the specific coverage you need. And in addition to these cost saving measures, you may also get a discount for purchasing multiple coverages. Consider a Carmel commercial package policy for your small business insurance needs.